Who we are:

At SECU, we put our employees first, recognizing that their well-being and professional development are vital to our success. By fostering a supportive and empowering work environment, our employees are committed to helping members achieve long-term financial security. They are also inspired to give back to the communities we serve by volunteering and spreading kindness, which reflects our core values and who we are as an organization.

Every employee at SECU contributes to our member’s financial well-being, and we’ll always do what’s right for our members, employees, and communities.

Feel good about what you do. Belong to a place where you matter and can make a difference.

What you will do:

The Disclosure Desk Specialist will be a part of our talented First Mortgage Fulfillment team. Our Disclosure Desk Specialist plays a vital role in ensuring all required disclosures are delivered to members within state and federal regulations and SECU’s policies and procedures. The Disclosure Desk Specialist works closely with various team members to ensure the accuracy and completeness of mortgage disclosures at application and to capture any changes occur throughout the loan process.

The Disclosure Desk Specialist adheres to regulations and organizational policies, maintaining awareness and knowledge required to perform the duties of the position, including all aspects of the Bank Secrecy Act and related regulations, such as OFAC, and the USA Patriot Act, Fair Lending and Information Security.

A day in your life might include:

• Prepare and issue Initial Disclosure packages for FHA, VA, and Conventional mortgage loans ensuring accuracy and compliance with state and federal regulations and SECU’s policies and procedures.
• Review loans and documents to determine if changes constitute a valid Change in Circumstance and issue Revised Disclosures ensuring accuracy and compliance with state and federal regulations and our partner Credit Union’s policies and procedures.
• Work in collaboration with Loan Officers, Processors, Underwriters, and other team members to address any discrepancies and ensure the accuracy and validity of the loan disclosures.
• Ensure all required disclosures are delivered to members within state and federal regulatory timeframes while maintaining the highest level of accuracy and member service.

Additional Responsibilities may include:

• Maintain accurate records of all disclosures for each individual loan file.
• Responsible for completing tasks by required due dates to effectively manage their loan pipeline.
• Assist with appraisal delivery to members in a timely manner.
• Additional job-related projects and duties as assigned by management.

What we need from you:

Education Requirements

• High School Degree or Equivalent Required

Experience Requirements

• 2 years of first mortgage loan experience, preferably disclosures experience.
• Knowledge of TILA-RESPA Integrated Disclosures (TRID) guidelines, RESPA, HMDA, and CFPB requirements required.
• Knowledge of agency (FNMA/FHLMC/FHA/VA) guidelines and requirements preferred.
• Knowledge of First Mortgage operations and Mortgage Cadence Loan Origination System.
• Proficient in Microsoft Office (Word, Excel, Outlook).
• Excellent communication skills, both verbal and written.
• Ability to analyze and comprehend complex financial data with a high degree of accuracy.
• Excellent time management with the ability to prioritize workload based on department requirements and member needs while working in a fast-paced, deadline driven environment.
• Ability to adjust quickly to shifting priorities
• Ability to work flexible hours as needed.

Physical Requirements

• Must be able to remain in a stationary position, often standing or sitting for prolonged periods
• Must be able to lift up to 25 pounds

Compensation Information: Offers will be commensurate with experience and education. The Hourly Rate for this Grade is Min. $24.62 – Max. $39.42, however the budgeted range for this position is $28.00-$31.00.

Other Compensation Includes:

• Annual corporate-wide incentives

We provide comprehensive benefits, with a focus on total well-being:

• Medical, vision, dental benefits
• 401k plan with company matching
• Generous sick, vacation and personal leave
• And more...2025SECUBenefitsGuide.pdf

SECU is committed to fostering a diverse, equitable, and inclusive workforce where all individuals are valued and respected. We take pride in providing equal opportunities for all qualified applicants regardless of race, ethnicity, national origin, gender, sexual orientation, gender identity or expression, religion, military or veteran status, or any other characteristics protected by law.

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